Rewarding your success.

At PPS, we believe that earning rewards should be simple. That’s why we’ve made PPS Rewards available to all PPS Card holders. No tiers. No complex limits. Just the freedom to earn PPS Points whenever and wherever you use your card.

Reward yourself with international and local travel benefits, purchase protection, or boost your Profit-Share Account* – the choice is yours.


Make every purchase rewarding with a PPS Card.

MasterCard® Buy 1 Get 1 Free

Access over 900 exclusive “Buy 1 Get 1 Free” dining, spa and entertainment offers for added value and benefits through Mastercard’s Buy 1 Get 1 Free app.

Purchase Protection

You’re protected in case of theft or accidental damage up to 90 days from the date of purchase of your goods.

Wine of the Month

Earn up to 15% off qualifying wine purchases exceeding R500. You also get 15% off club memberships valued at R500 or more.

Local and International Lounge Access

Swipe your PPS Card at over 900 international airport lounges that support LoungeKey for instant access. While traveling locally, enjoy access to Bidvest Premier Lounges.

Discount Emirates Flights

Qualify for a discount of up to *35% on Emirates flights (T and C’s apply) when you book through Leisure Desk.

Travel Insurance

Purchase local or international airplane tickets with your PPS Credit Card and you will receive complimentary basic travel insurance.


Balance Transfer Benefit

As a PPS credit card holder, if you transfer your debt from your existing credit card to your new PPS Credit Card, you can choose to enjoy one of these exclusive interest rates on the transferred balance from your existing credit card, the choice is yours*


0% interest for 3 months on transferred balance, thereafter your personalised interest rate will apply.


6% interest for 6 months on transferred balance, thereafter your personalised interest rate will apply.


12% interest for 12 months on transferred balance, thereafter your personalised interest rate will apply.

*Subject to Standard Bank Limited credit policy. Not Applicable to existing Standard Bank credit card holders.

PPS Credit Card Redemption Partners


Become a PPS Credit Card holder in 4 easy steps.

Download Pricing Guide


Common questions and queries.

Unsure about something? This list of questions may assist you, but please feel free to contact us if you cannot find the information you need.

What is the balance transfer benefit?
What are the costs of the PPS Credit Card?
Who do I call to retrieve my pin for my new PPS Credit Card?
What are PPS Points?
How do I earn PPS Points?

When you spend on your card and reach points goals you will receive digital money that is deposited into your PPS App. You can spend this digital money on anything from electronics and appliances to fuel, fashion and more at one of the participating retailers available with the PPS Rewards App. You earn 1 PPS Point for every R5 you spend on your PPS Credit Card. The more you spend on the Card, the more PPS Points you will earn.

How do I enhance my Profit-Share Account with Profit-Share Booster?

The Profit-Share Booster is only available to PPS members who have a qualifying PPS product, and a valid Profit-Share Account. To enhance your profit-share pay-out you would first need to have digital money in your PPS Rewards App .

You would then need to select the “Profit-Share Booster” option in the PPS Rewards App. This would then allow you to use your rewards balance in your digital wallet to enhance your profit share. You would select a value and we would boost the value to a higher amount.

The value of the Profit-Share Booster that you’ve accumulated will be allocated to your Profit-Share Account annually, in line with PPS Profit-Share rules.

What are the PPS Products that qualify for Profit-Share Booster?
Can I use my PPS Credit Card when I travel internationally?
Where do I collect my PPS Credit Card?
How do I pay the balance on my PPS Credit Card?
Do I have access to Internet and Cellphone Banking to manage my PPS Credit Card?

Open a world of benefits and earn the rewards you deserve.

Apply now